PAN Card for Children: Easy Step-by-Step Guide to Apply Online and Why It’s Now Mandatory

Updated: 06-07-2025, 05.33 PM

The PAN card (Permanent Account Number) is one of the most crucial documents for financial and legal transactions in India. Until recently, it was typically associated with adults, but now, having a PAN card for children below 18 years of age has also become essential. Whether it’s to open a bank account under a child savings scheme or invest in future-focused plans, a child’s PAN card is now required.

PAN card made for children

Here’s everything you need to know about how to apply for a PAN card for a minor, and why it’s important.

Why Is a PAN Card Important for Children?

A PAN card acts as a unique identity number for financial transactions. For minors, it is now compulsory in many government and private investment schemes, including bank accounts opened under their name. Without a PAN card, you may face delays or rejections in availing benefits designed for your child’s financial security.

Whether you are planning to:

Open a minor bank account
Invest in child insurance or fixed deposit schemes
Set up a PPF or Sukanya Samriddhi account

…you’ll need to provide the minor’s PAN card details to proceed.

How to Apply for a PAN Card for a Child (Step-by-Step)

The process is simple and can be done online from home via the NSDL website:

Step 1: Visit the NSDL Portal

Go to https://www.onlineservices.nsdl.com

Step 2: Start a New Application

Click on ‘New Application’
Under Application Type, select ‘New PAN – Indian Citizen (Form 49A)’
Under Category, select ‘Individual’

Step 3: Fill in the Child’s Information

Enter details of the minor applicant (name, date of birth)
Add guardian’s contact information like address, mobile number, and email
Upload the signature of the parent/guardian

Step 4: Upload Documents

A passport-sized photo of the child
Proof of identity and address (Aadhaar, birth certificate, etc.)
Parent’s ID proof and declaration

Step 5: Submit and Pay

Pay the application fee (via card, net banking, or UPI)
After successful payment, you will receive an acknowledgement number

Step 6: Document Submission (if physical verification selected)

If you opted for physical document submission, send the signed documents to the NSDL address within 15 days
Applications without timely document submission will be rejected

Final Thoughts

A PAN card is no longer just for adults. For parents looking to build a secure financial future for their children, having a PAN card is now a prerequisite. With a simple and fully online process, getting one for your child is quick, secure, and hassle-free.

Author Profile

Kuldeep Singh Chundawat: My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.