LIC Bima Sakhi Yojana

LIC Bima Sakhi Yojana: A New Career Path Empowering Women in Rural India

by

LIC Bima Sakhi Yojana
In a landmark initiative to promote women’s financial independence and self-reliance, the Life Insurance Corporation of India (LIC) has launched the Bima Sakhi Yojana—a unique program that not only trains women in rural areas but also provides them with a steady income and long-term career opportunities.

Launched by Prime Minister Narendra Modi in Haryana on December 9, 2024, this scheme is designed to encourage women’s participation in the financial sector and enable them to play a proactive role in strengthening the rural economy.

What is LIC Bima Sakhi Yojana?

The Bima Sakhi Yojana aims to train women from rural communities and empower them to become LIC insurance agents. Through this program, women receive professional training, financial assistance, and a career path that allows them to earn, grow, and contribute to society. The scheme is especially designed to uplift rural women by helping them achieve financial stability and spread awareness about insurance in their communities.

Structured Training with Monthly Income Support

The scheme offers a three-year training program during which LIC provides monthly financial support to help women meet their basic needs while they upskill themselves:

  • First Year: ₹7,000 per month

  • Second Year: ₹6,000 per month

  • Third Year: ₹5,000 per month

In total, women receive over ₹2 lakh in stipends during the training period. This ensures that financial constraints do not come in the way of their development.

Commission-Based Earnings for Financial Growth

In addition to the monthly stipend, women under the Bima Sakhi Yojana can earn substantial commissions on policy sales. In the very first year, a Bima Sakhi can earn up to ₹48,000 in commission, depending on her performance. This dual-earning model offers both financial security and the motivation to perform better.

Career Advancement and Certification

Upon completing the three-year training, participants are awarded a Bima Sakhi Certificate and a unique LIC Agent Code, officially recognizing them as certified LIC agents. This not only gives them professional credibility but also opens the doors to a respectable and income-generating career in the insurance sector.

These trained agents can then continue to sell LIC policies, earn commissions, and even build a clientele of their own, ensuring long-term financial independence.

Empowering Women, Strengthening Communities

The Bima Sakhi Yojana is not just a career program—it is a social empowerment tool. By training rural women to become insurance advisors, the scheme contributes to increasing insurance penetration in rural India, spreading awareness about financial planning, and fostering community development.

With women at the helm, this initiative ensures that the benefits of financial literacy and insurance reach every corner of the country.

Final Thoughts

The LIC Bima Sakhi Yojana is a shining example of how focused government schemes can create meaningful and lasting change. For women seeking a stable income, professional identity, and a chance to uplift their communities, this initiative offers a powerful and dignified platform.

If you or someone you know meets the eligibility criteria, consider applying to the Bima Sakhi Yojana and step into a future filled with opportunity and purpose.

Author Profile

Kuldeep Singh Chundawat
Kuldeep Singh Chundawat
My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.