Flipkart-Axis Bank Launches Supermoney RuPay Credit Card: 3% Cashback on UPI Payments, Lifetime Free

Updated: 02-07-2025, 06.31 AM

New Delhi – In a major move to promote digital payments and UPI usage, Flipkart’s fintech arm Supermoney has partnered with Axis Bank to launch the all-new Supermoney RuPay Credit Card. What sets this card apart is its lifetime free offering and UPI-linked cashback benefits, designed to make daily spending more rewarding than ever before.

credit card

Why This Card Stands Out

At a time when UPI has become the go-to payment mode for millions of Indians, this RuPay-powered credit card enables users to earn cashback even on small UPI transactions—a first for many in the segment.

Key Highlight: Earn 3% cashback when using the card via the Supermoney App for UPI transactions, including everyday purchases like groceries and vegetables from local vendors.

Major Features of the Supermoney RuPay Credit Card

✅ Lifetime Free Card

No joining or annual fees—ever. The card is available in both virtual and physical forms, offering ease of use across offline and online platforms.

✅ UPI Payment Compatibility

Since it’s powered by RuPay, users can link this credit card with popular UPI apps like Google Pay, PhonePe, and Paytm, and make QR code payments at local shops or pay online merchants via UPI.

✅ Cashback Structure

3% cashback on spends made through the Supermoney App
1% cashback on all other eligible spends
Maximum cashback limit: ₹500 per billing cycle

✅ Fuel Surcharge Waiver

Enjoy 1% fuel surcharge waiver on fuel spends between ₹400 and ₹4,000 at petrol pumps, with a maximum waiver cap of ₹400 per billing cycle—a valuable benefit for frequent commuters.

How This Changes Everyday Spending

Whether you’re buying vegetables from your neighborhood vendor, paying bills through an app, or shopping online, this card makes every payment more rewarding. Its UPI compatibility eliminates the need to carry cash while offering benefits traditionally associated only with credit card swipes.

This card is expected to appeal particularly to millennials, small business owners, and digital-first users who frequently use UPI but also want the advantages of credit cards.

How to Apply

Interested users can apply via the Supermoney app or Axis Bank’s official website. KYC can be completed digitally, and the virtual card is issued instantly, while the physical card follows soon after.

Final Word

The Supermoney RuPay Credit Card by Axis Bank is a significant step in merging the flexibility of UPI with the benefits of credit. With no fees, easy access, and UPI-linked cashback, it’s one of the most practical and rewarding credit cards currently available in India—perfect for daily earners and digital spenders alike.

Author Profile

Kuldeep Singh Chundawat: My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.