Farmers across India are eagerly awaiting the 20th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme. Adding to their excitement, this year’s monsoon season has not only brought the promise of good rainfall but also a host of government-backed benefits that can significantly boost farm income.
Here’s a look at the five key benefits farmers can expect this monsoon, along with the much-anticipated PM-Kisan installment.
1. PM-Kisan ₹2000 20th Installment
Under the PM-Kisan Yojana, eligible farmers receive ₹6,000 annually in three installments of ₹2,000 each. While the 19th installment was disbursed in February 2025, the 20th installment is expected to arrive by the end of June or early July — just in time for the sowing season. Farmers who have completed their e-KYC and land verification should see the funds credited to their bank accounts soon, offering timely financial relief.
2. Free or Subsidized Fertilizers and Seeds
Several states, including Uttar Pradesh, Bihar, Madhya Pradesh, and Chhattisgarh, are running special seed and fertilizer distribution programs this monsoon. Registered farmers can obtain high-quality seeds and fertilizers at either no cost or heavily subsidized rates. Farmers must register on their state’s Kisan Portal or use their Aadhaar-linked login to access these benefits, which help lower the initial costs of crop sowing.
3. Free Crop Insurance Claims
Farmers enrolled in the Pradhan Mantri Fasal Bima Yojana (PMFBY) can claim free crop insurance in case of weather-related damage, such as flooding, hailstorms, or excessive rain. Claims can be filed at Common Service Centers (CSC) or banks. It is important to apply within 15-30 days after the affected crop is harvested to ensure timely payouts.
4. Subsidy on Agricultural Machinery
Planning to upgrade your farm equipment? Government programs currently offer farmers 40% to 80% subsidies on agricultural machinery, including tractors, threshers, and pump sets. In many states, applications can be submitted online through the Kisan Portal. In addition, interest-free loans are available, making it easier for farmers to invest in modern equipment without financial strain.
5. Free Housing and Toilet Construction Schemes
PM-Kisan beneficiaries are also eligible for housing and sanitation programs like Pradhan Mantri Awas Yojana-Gramin (PMAY-G) and the Swachh Bharat Mission (SBM). In many cases, states extract eligibility directly from PM-Kisan data, meaning no separate application is needed. These programs aim to improve farmers’ living conditions by providing essential infrastructure.
Important Tips for Farmers This Monsoon
Regularly check your status on the PM-Kisan Portal.
Complete e-KYC and land verification promptly to avoid delays in the next installment.
Visit your nearest CSC or agriculture department office to learn about available monsoon schemes.
Ensure your bank account is Aadhaar-linked so payments and subsidies reach you without any issues.
With these five major benefits available this monsoon, farmers stand to gain more than just rainfall — they can access timely government assistance to strengthen their livelihood.
Author Profile
- My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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