New Delhi: As July 2025 approaches, the Reserve Bank of India (RBI) has released the official list of bank holidays, and this time, banks will be closed for a total of 13 days across the month. These include weekend offs and several state-specific festivals and commemorative events. If you have important banking tasks lined up, especially in the first week of July, it’s essential to plan accordingly.
3 Bank Holidays in First Week of July
The first week of July 2025 (July 1 to July 7) will witness three bank holidays — two of them state-specific and one on the weekly Sunday. Here’s a detailed breakdown of where and why banks will remain closed.
📅 Bank Holiday on July 3 (Wednesday): Kharchi Puja – Agartala
Location: Agartala
Reason: Kharchi Puja
Status: All banks and government offices in Agartala will remain closed.
Advice: Residents of Tripura’s capital should complete their banking work by July 2.
📅 Bank Holiday on July 5 (Friday): Guru Hargobind Singh Jayanti – Jammu & Srinagar
Location: Jammu and Srinagar
Reason: Birth anniversary of Guru Hargobind Singh Ji
Status: Banks in these cities will remain closed for the day.
Advice: Bank customers in Jammu & Kashmir should plan ahead to avoid service interruptions.
📅 Bank Holiday on July 7 (Sunday): Weekly Off – Nationwide
Location: All states and union territories
Reason: Sunday weekly holiday
Status: All banks across the country will remain shut.
✅ No Holiday on July 4 & July 6
July 4 (Thursday): Regular banking operations across the country.
July 6 (Saturday): Being the first Saturday of the month, banks will remain open nationwide. Only the second and fourth Saturdays are observed as holidays.
📌 What You Should Do
Online & Mobile Banking: During holidays, digital banking services (NEFT, IMPS, UPI) remain functional. Customers are advised to use mobile apps or net banking for urgent needs.
Plan in Advance: If you live in Agartala, Jammu, or Srinagar, plan your bank visits carefully to avoid delays caused by back-to-back holidays.
Cash Management: ATMs usually operate 24×7, but it’s wise to withdraw cash beforehand, especially in areas affected by state-specific closures.
🗓️ Summary of Bank Status (July 1–7, 2025)
| Date | Day | Bank Status | Applicable Locations |
|---|---|---|---|
| July 1 | Tuesday | Open | All India |
| July 2 | Wednesday | Open | All India |
| July 3 | Thursday | Closed (Kharchi Puja) | Agartala only |
| July 4 | Friday | Open | All India |
| July 5 | Saturday | Closed (Guru Hargobind Jayanti) | Jammu & Srinagar only |
| July 6 | Saturday | Open (1st Saturday) | All India |
| July 7 | Sunday | Closed (Weekly off) | All India |
As bank holidays may vary from one state to another, always check the RBI holiday calendar or your local branch notifications to avoid last-minute inconvenience. Being aware and planning early can help ensure smooth banking operations, especially for businesses and salaried individuals.
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- My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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