With numerous festivals and regional events, July 2025 will see an extended list of bank holidays across India. With over 13 closure days in various states, customers are advised to plan their banking activities in advance to avoid inconvenience. While online services remain fully functional, certain transactions will still require branch visits.
Here’s a comprehensive guide to this month’s holiday calendar and available banking options.
Key Highlights
Banks will remain closed on the second and fourth Saturdays, along with all Sundays.
Regional holidays vary by state — always check your local schedule.
Mobile/Internet Banking, ATMs, UPI, and Digital Wallets will function as usual.
Full List of Bank Holidays in July 2025
| Date | Holiday | Observed In |
|---|---|---|
| 3 July | Kharchi Puja | Agartala |
| 5 July | Guru Hargobind Ji’s Birthday | Nationwide* |
| 6 July | Sunday | All India |
| 12 July | Second Saturday | All India |
| 13 July | Sunday | All India |
| 14 July | Beh Deinkhlam Festival | Mizoram |
| 16 July | Harela Festival | Uttarakhand |
| 17 July | U Tirot Sing Death Anniversary | Shillong |
| 19 July | Ker Puja | Agartala |
| 20 July | Sunday | All India |
| 26 July | Fourth Saturday | All India |
| 27 July | Sunday | All India |
| 28 July | Drukpa Teshi | Gangtok |
*Note: Guru Hargobind Ji’s Birthday may be observed as a restricted holiday in some states.
Banking Services Available During Holidays
Even when physical branches are closed, customers can easily perform most banking transactions through:
✅ Mobile & Internet Banking — fund transfers, bill payments, account management
✅ ATMs — cash withdrawals, deposits (where supported)
✅ UPI & Digital Wallets — instant peer-to-peer payments, merchant transactions
Important: Services such as loan processing, fixed deposit renewals, and cheque clearances typically require a branch visit. Customers should plan accordingly.
Fact Check & Latest Updates
The Reserve Bank of India (RBI) mandates that banks follow a state-wise holiday list.
Some private sector banks may choose to operate limited services in metro cities.
It’s advisable to confirm with your local bank branch for any last-minute changes in hours or services.
Pro Tip: Try to avoid conducting urgent in-branch transactions near the month’s end (31 July) due to typically higher footfall and processing delays.
Conclusion
With a packed calendar of bank holidays in July 2025, being proactive with your financial planning is essential. Leverage digital banking options for everyday transactions and schedule branch visits thoughtfully to avoid disruptions.
Author Profile
- My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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