Bank Holidays in July 2025: Banks to Remain Closed for 3 Days in the First Week – City-Wise Schedule Inside

New Delhi: As July 2025 approaches, the Reserve Bank of India (RBI) has released the official list of bank holidays, and this time, banks will be closed for a total of 13 days across the month. These include weekend offs and several state-specific festivals and commemorative events. If you have important banking tasks lined up, especially in the first week of July, it’s essential to plan accordingly.

3 Bank Holidays in First Week of July

The first week of July 2025 (July 1 to July 7) will witness three bank holidays — two of them state-specific and one on the weekly Sunday. Here’s a detailed breakdown of where and why banks will remain closed.

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📅 Bank Holiday on July 3 (Wednesday): Kharchi Puja – Agartala

• Location: Agartala

• Reason: Kharchi Puja

• Status: All banks and government offices in Agartala will remain closed.

• Advice: Residents of Tripura’s capital should complete their banking work by July 2.

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📅 Bank Holiday on July 5 (Friday): Guru Hargobind Singh Jayanti – Jammu & Srinagar

• Location: Jammu and Srinagar

• Reason: Birth anniversary of Guru Hargobind Singh Ji

• Status: Banks in these cities will remain closed for the day.

• Advice: Bank customers in Jammu & Kashmir should plan ahead to avoid service interruptions.

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📅 Bank Holiday on July 7 (Sunday): Weekly Off – Nationwide

• Location: All states and union territories

• Reason: Sunday weekly holiday

• Status: All banks across the country will remain shut.

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✅ No Holiday on July 4 & July 6

• July 4 (Thursday): Regular banking operations across the country.

• July 6 (Saturday): Being the first Saturday of the month, banks will remain open nationwide. Only the second and fourth Saturdays are observed as holidays.

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📌 What You Should Do

• Online & Mobile Banking: During holidays, digital banking services (NEFT, IMPS, UPI) remain functional. Customers are advised to use mobile apps or net banking for urgent needs.

  

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• Plan in Advance: If you live in Agartala, Jammu, or Srinagar, plan your bank visits carefully to avoid delays caused by back-to-back holidays.

• Cash Management: ATMs usually operate 24×7, but it’s wise to withdraw cash beforehand, especially in areas affected by state-specific closures.

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🗓️ Summary of Bank Status (July 1–7, 2025)

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As bank holidays may vary from one state to another, always check the RBI holiday calendar or your local branch notifications to avoid last-minute inconvenience. Being aware and planning early can help ensure smooth banking operations, especially for businesses and salaried individuals.