4x4 SUV

Top 4 Rugged 4×4 SUVs Under ₹20 Lakh in India – Best Picks for True Off-Road Adventures

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4x4 SUV
New Delhi: Owning a powerful 4×4 SUV no longer requires breaking the bank. With several automakers offering capable off-roaders under ₹20 lakh, Indian buyers now have access to machines that deliver genuine 4×4 performance without compromising on comfort, safety, or everyday usability. Whether you’re an off-road enthusiast or someone looking for a robust family SUV that can take on any terrain, here are the top 4 four-wheel-drive SUVs available in India under ₹20 lakh.

1. Maruti Suzuki Jimny – Most Affordable True 4×4

The Maruti Suzuki Jimny is the most accessible 4×4 SUV in India today, designed specifically with off-road enthusiasts in mind. Offered in Zeta and Alpha variants, the Jimny features a tried-and-tested 1.5L K15B petrol engine that produces 103 bhp and 134 Nm of torque. Buyers can choose between a 5-speed manual or 4-speed automatic transmission.

The Jimny is built on a ladder-frame chassis and comes equipped with Suzuki’s AllGrip Pro 4WD system, making it ideal for tackling rough terrain. Prices start at ₹12.75 lakh and go up to ₹14.80 lakh (ex-showroom), and it’s sold exclusively through NEXA dealerships, giving it a premium edge.

2. Mahindra Thar – Iconic Off-Roader with Modern Appeal

One of the most popular off-roaders in India, the Mahindra Thar remains a benchmark in its segment. Under ₹20 lakh, several LX variants with 4×4 drivetrain are available, featuring either a 2.2L mHawk diesel engine or a 2.0L turbo-petrol engine. Both engines come with a choice of 6-speed manual or automatic gearboxes.

With prices ranging from ₹15.20 lakh to ₹17.62 lakh (ex-showroom), the Thar offers serious off-road credentials and a comfortable cabin that blends legacy with modernity.

3. Mahindra Scorpio N Z4 4WD – Powerful and Practical

If you’re looking for a larger SUV with strong road presence and proper 4WD capability, the Mahindra Scorpio N is worth considering. The Z4 (E) Diesel MT 4WD variant, priced at ₹18.35 lakh (ex-showroom), features a 2.2L diesel engine paired with a 6-speed manual transmission.

This seven-seater SUV is equipped with features such as cruise control, rear AC vents, an 8-inch touchscreen infotainment system, and engine start/stop functionality, making it a strong value-for-money offering for families who need both space and capability.

4. Mahindra Thar Roxx 5-Door – Spacious and Feature-Packed

The newly introduced Mahindra Thar Roxx in its MX5 Diesel MT 4WD variant is a game-changer in the sub-₹20 lakh 4×4 segment. Priced at ₹19.39 lakh (ex-showroom), this version features the same robust 2.2L diesel engine as the standard Thar and a 6-speed manual transmission.

What sets it apart is its spacious 5-door layout and an array of features like 6 airbags, a 10-inch HD touchscreen with Android Auto, wireless charging, TPMS, and a rear parking camera, making it a well-rounded package for adventure seekers and families alike.

Why These 4×4 SUVs Make Sense

When selecting a 4×4 SUV under ₹20 lakh, buyers prioritize engine power, off-road capability, cabin space, and modern features. With options like the Jimny for compact off-roading, Thar for classic appeal, Scorpio N for family functionality, and Thar Roxx for spacious adventuring, Indian customers now have a solid lineup of off-road-ready SUVs that don’t break the bank.

Whether it’s for daily driving, long highway trips, or weekend trails, these SUVs bring you the freedom to go anywhere, anytime.

Author Profile

Kuldeep Singh Chundawat
Kuldeep Singh Chundawat
My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.