RBI repo rate reduced to 5.5% after 50 basis point cut on June 6, 2025
Impact on FD and savings account interest rates
New FD Rates of Major Banks
SBI: 6.25% for 1–2 years, 6.05% for 5 years
HDFC Bank: 6.25% for 1 year, 6.4% for 5 years
Bank of Maharashtra, Axis Bank: 6.25% for 1 year (up to ₹3 crore)
Similar rates across other major banks
What is the Return on a ₹5 Lakh FD After 5 Years
₹5 lakh FD at HDFC for 5 years @ 6.4% interest
Interest earned: ₹1,86,823
Total maturity amount: ₹6,86,823
FD Investment Benefits
Safe investment option
Not affected by market fluctuations
Ideal for retirement planning and fixed income seekers
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