Mumbai, April 18: HDFC Bank, the largest private bank in India, has announced its financial results for the fourth quarter of FY 2025-26, revealing a consolidated net profit of ₹20,350.76 crore. This marks an 8.04% increase from ₹18,834.88 crore in the same quarter last year.
During this quarter, the bank’s interest income reached ₹87,182.50 crore, showing slight growth both quarter-on-quarter and year-on-year.
On a standalone basis, the bank’s net interest income (NII) rose by 3.2% to ₹33,082 crore, compared to ₹32,006 crore in the same quarter last year.
The total income for the March quarter stood at ₹1.16 lakh crore. Although this is lower than the previous quarter’s ₹1.26 lakh crore, it reflects year-on-year growth.
Operating profit, or revenue, increased to ₹31,111.68 crore, surpassing the previous quarter’s ₹30,581.81 crore and last year’s ₹29,378.75 crore.
However, the bank’s expenses also rose to ₹40,587.82 crore, up from ₹39,300.40 crore a year ago, putting some pressure on margins.
In terms of business growth, gross advances reached ₹29,60,000 crore by March 2026, up from ₹28,44,600 crore in the December quarter.
Retail loans continued to dominate, increasing to ₹16,14,900 crore, with significant contributions from home loans (₹8,88,700 crore) and personal loans (₹2,17,800 crore).
Additionally, auto loans reached ₹1,57,500 crore and gold loans climbed to ₹23,700 crore.
The small and mid-market segments also saw good growth, with loans increasing to ₹6,31,600 crore, while corporate and wholesale loans rose to ₹8,10,800 crore.
The bank’s total advances under management stood at ₹30,57,300 crore, indicating a continuous expansion of its loan book.
Meanwhile, the bank has been in the news regarding the resignation of its former part-time chairman and independent director, Atanu Chakraborty. In his resignation letter, Chakraborty mentioned that certain developments within the bank over the past two years did not align with his personal values and ethics. However, the bank clarified that he did not point to any specific incident or wrongdoing. Chakraborty also stated that his resignation was not linked to any misconduct but was due to differences in ideologies and perspectives.
On the stock market, HDFC Bank’s shares closed at ₹800, up by 0.57% on Friday.
My name is Narendra Jijhontiya. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including TECHNOLOGY, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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