Indian Bank Shares Dip Despite 7% Rise in Deposits for Q4FY25
Mumbai โ April 7, 2025: Indian Bank shares declined by 1.98% on Monday despite posting a strong performance in its Q4FY25 business update. The stock was trading at โน534.90 on the BSE, down โน10.80 from its previous close of โน545.70. The dip comes even as the bank reported a 7.12% year-on-year (YoY) growth in total deposits, signaling continued investor caution amid broader market volatility.
Stock movement and trading highlights
The scrip opened at โน535.70 and recorded an intraday high of โน539.20 and a low of โน519.50, with over 22,700 shares traded on the counter. Despite todayโs decline, Indian Bank has seen a 52-week high of โน626.35 (June 3, 2024) and a low of โน474.05 (January 13, 2025). For the past week, the stock traded between โน556.60 and โน519.50.
Indian Bank, classified under BSE group โAโ, holds a market capitalization of โน72,102.98 crore. Promoters maintain a significant 73.84% stake, while institutions and retail investors account for 22.42% and 3.74% respectively.
Strong business fundamentals in Q4FY25
According to provisional data, Indian Bankโs total deposits reached โน7.37 lakh crore as of March 31, 2025, a notable rise from โน6.88 lakh crore a year earlier. Sequentially, deposits rose from โน7.02 lakh crore reported on December 31, 2024.
Total business volume for the bank grew 8.43% YoY to โน13.25 lakh crore, compared to โน12.22 lakh crore in Q4FY24. Gross advances climbed to โน5.88 lakh crore, reflecting a solid 10.11% annual increase, up from โน5.34 lakh crore a year earlier.
Long-term outlook remains robust
Despite todayโs downward movement in share price, Indian Bankโs underlying fundamentals remain strong, reflecting robust deposit growth and business expansion. Founded during the Swadeshi movement, the bank continues to diversify its portfolio of retail, corporate, and digital banking services across India.
