ICICI Lombard Shares Dip on Slight Decline in Q4 Net Profit Despite Strong Annual Growth

Mumbai, India April 17, 2025 — Shares of ICICI Lombard General Insurance Company slipped nearly 1% in early trade today after the insurer reported a marginal year-over-year decline in its Q4 FY25 net profit. The stock is currently trading at ₹1,804.70, down ₹16.65 (-0.91%) from its previous close of ₹1,821.35 on the BSE.

Q4 FY25 Financial Performance: Minor Dip in Net Profit

ICICI Lombard posted a net profit of ₹509.59 crore for the quarter ended March 31, 2025, a 1.91% decrease from ₹519.50 crore in the corresponding period last year. Despite the drop in profit, the company reported a 13.28% increase in total income, which rose to ₹5,851.17 crore from ₹5,165.35 crore a year earlier.

This slight dip in quarterly profit may have led to the modest stock reaction, although analysts remain optimistic due to the insurer’s strong fundamentals and robust yearly performance.

Full-Year Performance: Net Profit Up Over 30%

For the full financial year FY25, ICICI Lombard delivered a solid performance, recording a 30.74% jump in net profit to ₹2,508.29 crore, up from ₹1,918.59 crore in FY24. The total income for the year also increased by 16.07%, reaching ₹22,936.60 crore compared to ₹19,760.23 crore the previous year.

Stock Performance and Market Overview

The stock opened today at ₹1,757.30 and touched an intraday high of ₹1,809.50 and a low of ₹1,745.80. With over 53,000 shares traded, ICICI Lombard’s market capitalization currently stands at ₹89,048.76 crore.

The company’s stock has seen volatility in recent months, with a 52-week high of ₹2,285.85 (September 26, 2024) and a 52-week low of ₹1,477.45 (June 4, 2024).

Promoter and Institutional Holdings

As of the latest filing, promoters hold 51.60% of the company’s equity, while institutional investors own 41.61% and non-institutional investors hold 6.79%.