April 15, 2025 India Auto Safety Guide Planning to buy a family car under ₹15 lakh? Don’t just focus on looks or mileage—safety should be a top priority, especially if you’re traveling with children. Thankfully, several affordable cars in India offer top-tier safety ratings certified by Global NCAP and other testing authorities.

Here are some of the top-rated safe cars under ₹15 lakh, known for their child occupant protection, crash-tested scores, and family-focused features.
1. Tata Nexon India’s First 5-Star Safety SUV
-
Safety Rating:
(5 stars Adults & Children)
-
Starting Price: ₹8.99 lakh (ex-showroom)
-
Body Type: Compact SUV
-
Highlight Features: Dual airbags, ESP, ISOFIX mounts, ABS with EBD
Ideal for small families who want a rugged yet secure SUV with maximum crash protection.
2. Maruti Suzuki Dzire Affordable Sedan with High Safety
-
Safety Rating:
(5 stars Adults),
(4 stars Children)
-
Starting Price: ₹6.84 lakh (ex-showroom)
-
Body Type: Sedan
-
Highlight Features: Reverse parking sensors, dual airbags, high-strength chassis
One of Maruti’s safest sedans, combining value-for-money with improved child safety.
3. Hyundai Verna Premium Sedan with Full-Star Safety
-
Safety Rating:
(5 stars Adults & Children)
-
Starting Price: ₹11.05 lakh (ex-showroom)
-
Body Type: Sedan
-
Highlight Features: 6 airbags, ADAS, rear disc brakes, ISOFIX, ESC, TPMS
Perfect for families looking for a feature-loaded, premium sedan with advanced safety.
4. Tata Punch Entry-Level SUV with Class-Leading Safety
-
Safety Rating:
(5 stars Adults),
(4 stars Children)
-
Starting Price: ₹6.20 lakh (ex-showroom)
-
Body Type: Micro SUV
-
Highlight Features: Dual airbags, ISOFIX, high ground clearance, ABS with EBD
The most affordable 5-star safety-rated SUV, perfect for urban families with kids.
5. Skoda Kushaq Euro-Spec Safety in a Compact SUV
-
Safety Rating:
(5 stars Adults & Children)
-
Starting Price: ₹10.99 lakh (ex-showroom)
-
Body Type: Compact SUV
-
Highlight Features: Up to 6 airbags, ESC, Multi-Collision Braking, ISOFIX mounts
Offers European-grade safety with solid build quality and impressive crash performance.
Why Child Safety Ratings Matter
Child safety ratings are determined by crash tests with child restraint systems (CRS) like harnessed child seats. Always use properly installed child seats to get the most out of your car’s safety features.
-
Recommended: ISOFIX-compatible child seat
-
Price: ₹3,000 ₹5,000
-
Benefit: Reduces injury risk by over 60% in case of collisions
Summary: Best Safe Cars Under ₹15 Lakh (2025)
Car Model | Adult Safety | Child Safety | Starting Price |
---|---|---|---|
Tata Nexon | ![]() ![]() ![]() ![]() ![]() |
![]() ![]() ![]() ![]() ![]() |
₹8.99 lakh |
Maruti Dzire | ![]() ![]() ![]() ![]() ![]() |
![]() ![]() ![]() ![]() |
₹6.84 lakh |
Hyundai Verna | ![]() ![]() ![]() ![]() ![]() |
![]() ![]() ![]() ![]() ![]() |
₹11.05 lakh |
Tata Punch | ![]() ![]() ![]() ![]() ![]() |
![]() ![]() ![]() ![]() |
₹6.20 lakh |
Skoda Kushaq | ![]() ![]() ![]() ![]() ![]() |
![]() ![]() ![]() ![]() ![]() |
₹10.99 lakh |
Final Advice: Don’t Forget the Child Seat
No matter how safe your car is, always secure your child in a proper car seat. Child safety depends on both car features and responsible usage.
Drive safe, buckle up, and make informed choices for your family’s future.