Bring Home the Tata Punch for Just ₹50,000 Down: Full Financing Breakdown and Features

Tata Motors continues to dominate the compact SUV segment in India, and its popular Tata Punch has emerged as a value-packed offering. If you’re considering driving home this stylish micro SUV on a budget, you can now do so with just ₹50,000 down payment. Here’s everything you need to know about the pricing, EMI, loan breakdown, and key specifications of the Tata Punch base variant.

Tata Punch Pure MT On-Road Price in Delhi

The Tata Punch Pure MT, which is the base variant, comes with an on-road price of approximately ₹6.62 lakh in Delhi. This includes:

• Ex-showroom price: ₹6 lakh

• RTO charges: ₹31,367

• Insurance: ₹30,932

• Additional charges: Miscellaneous dealership and logistic fees

Prices may vary slightly depending on dealership location and insurance provider.

EMI Details with ₹50,000 Down Payment

For budget-conscious buyers, a down payment of ₹50,000 significantly eases access to this compact SUV. Assuming a 9% annual interest rate:

• Loan amount: ₹6.12 lakh

• Loan tenure (5 years): Approx. ₹13,000 EMI/month

• Loan tenure (7 years): Approx. ₹10,000 EMI/month

Over 5 years, the total interest paid would be around ₹1.50 lakh, bringing the total cost of ownership to roughly ₹8.20 lakh, inclusive of all fees and interest.

Engine Performance and Mileage

The Tata Punch Pure MT variant features a 1.2-litre, 3-cylinder petrol engine that generates:

• Power: 87 bhp

• Torque: 115 Nm

• Transmission: Manual gearbox

With an ARAI-claimed fuel efficiency of 18 km/l, the Tata Punch is well-suited for both city commutes and weekend drives, delivering performance with cost-effectiveness.

Final Thoughts

If you’re looking to buy a capable and stylish micro SUV without breaking the bank, the Tata Punch offers an attractive entry point with competitive financing options. With just ₹50,000 down, you can drive home a vehicle that blends performance, style, and affordability in one compact package.