For Indian car buyers in 2025, safety is now as important as fuel efficiency and design. Growing consumer awareness and regular Global NCAP crash test results have significantly influenced purchase decisions, even in the affordable segment.
The good news? You no longer need to stretch your budget to buy a safe car. Today, several cars under ₹10 lakh come equipped with robust build quality, modern safety features, and top Global NCAP ratings. If you’re planning to buy a car that will protect your family while fitting within a reasonable budget, here are the top 5 safest cars under ₹10 lakh in India this year.
1. Tata Punch – India’s Safest Small SUV
Tata Punch continues to impress as one of the safest compact SUVs in India. It has secured a 5-star Global NCAP rating for adult occupant protection and 4 stars for child safety — remarkable for a vehicle in this price bracket.
Built on Tata’s ALFA platform, the Punch offers dual airbags, ABS with EBD, corner stability control, and a solid body structure. Priced from around ₹6 lakh, this micro-SUV is an excellent value-for-money option for city drivers prioritizing safety.
2. Tata Altroz – Premium Hatch with 5-Star Rating
Tata’s Altroz hatchback remains a top choice for safety-focused buyers. The Altroz also earned a 5-star adult safety rating in Global NCAP crash tests.
It features dual airbags, corner stability control, ISOFIX child seat mounts, and a reinforced chassis. Stylish and practical, Altroz pricing starts at approximately ₹6.5 lakh — making it a well-rounded hatchback with strong credentials.
3. Maruti Suzuki Fronx – Modern Compact SUV with 4-Star Safety
The Maruti Suzuki Fronx impressed with its 4-star Global NCAP adult safety score for 2025. Based on the Baleno platform, the Fronx comes with dual airbags, ABS with EBD, and enhanced structural rigidity.
The compact SUV also offers good ground clearance and a youthful design. The base variant is available under ₹8 lakh, making it a fresh, stylish, and safe option for buyers looking at small SUVs.
4. Hyundai i20 – Premium Hatch with 6 Airbags Option
The Hyundai i20 recently underwent Global NCAP’s new testing protocols and scored 3 stars for adult protection. While not the highest-rated, the i20 excels with its premium cabin, 6-airbag availability in higher trims, and comprehensive safety package.
Starting from ₹7 lakh for the base variant, the i20 delivers an attractive blend of modern features, style, and adequate safety for urban families.
5. Mahindra XUV300 – The Compact SUV with 5-Star Heritage
The Mahindra XUV300 remains one of the safest small SUVs ever tested by Global NCAP — with a 5-star adult safety rating in previous assessments. It offers features like four disc brakes, ABS with EBD, ESP, and excellent structural integrity.
In 2025, lower trims of XUV300 remain available under ₹10 lakh, giving buyers the option of premium safety in a rugged compact SUV format.
Final Word
Choosing a car today is no longer about mileage alone. In an era where road safety awareness is increasing, selecting a car with a strong safety rating is critical for peace of mind. The good news is — as seen in this list — you can now drive home a Global NCAP-rated safe car for under ₹10 lakh.
These models deliver outstanding value, proving that safety and affordability can go hand in hand.
Author Profile

- My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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