Business Idea: Start These 4 Small Businesses Under ₹20,000 and Earn Up to ₹88,000/Month

If you’re tired of your job or want to kick-start your entrepreneurial journey with minimal investment, there are several promising small business ideas you can explore today. Many of these businesses can be started with just ₹20,000 and have the potential to generate significant profits if executed well.

Here are four smart small business ideas based on current market trends in India that you can start right away:

1. Tea & Breakfast Corner or Home Kitchen Tiffin Service

In India, there is always strong demand for tea, snacks, and home-cooked meals — particularly around offices, colleges, and bustling markets. You can start this business for as little as ₹20,000.

If you operate from your home kitchen or set up a small tea/snacks stall, you’ll find steady demand among office workers, college students, and PG residents. Starting with homemade tiffin service is also an excellent option.

• Typical price per tiffin: ₹50 to ₹150

• Selling 50 tiffins per day at ₹100 per tiffin can generate ₹1.25 lakh/month in sales.

• After deducting 30% operating costs (~₹37,000), your net profit can be approximately ₹88,000/month.

As the business grows, you can expand into catering for events like weddings and corporate functions, boosting your income further.

2. Profitable Seasonal Business

Seasonal businesses require minimal upfront investment but can yield big returns around festivals and holidays. Here are a few seasonal opportunities to consider:

• Raksha Bandhan: Rakhi and gift items

• Diwali: Decorative lights, diyas, home decor

• Holi: Colors, water guns (pichkaris), festive accessories

You can start by selling these items from home or at local markets, fairs, and online platforms. The key is to purchase goods in bulk before the season and sell them at higher prices when demand peaks.

Seasonal sales also help you test market demand and gradually build a loyal customer base for future seasons.

3. Handmade Product Business

There is growing demand for handmade and eco-friendly products in India’s online and offline markets. Products like handmade jewelry, designer sarees, scented candles, and home decor are increasingly popular.

You can start this business from home for around ₹20,000. Materials like wax, wicks, molds (for candles), beads, and fabric for textiles are readily available in local markets.

Packaging plays an important role in this business — attractive, gift-ready packaging can help your products stand out and command higher prices.

Handmade candles, in particular, sell very well during festivals and gift seasons. You can market these products on social media platforms or list them on online marketplaces.

4. Stationery & Mobile Accessories Shop

Opening a small stall or shop outside schools, colleges, and offices with stationery and mobile accessories is another great business idea.

These products have consistent demand year-round:

• Stationery items: pens, pencils, notebooks, art supplies

• Mobile accessories: chargers, earphones, cases, cables

You can start this business with an initial investment of ₹10,000 to ₹20,000. By sourcing products in bulk, you can earn 4-5x profit margins on individual items.

You don’t need a large shop to get started — a simple roadside stall or small cart in a busy area can generate excellent foot traffic and consistent daily sales.

Final Thoughts

If you’re looking for a low-investment, high-return business opportunity, these four ideas offer a great starting point. The key is to choose the business that best matches your local market and interests, and to focus on building trust and quality from day one.

With careful planning and commitment, even a ₹20,000 investment can turn into a profitable small business — and possibly earn you upwards of ₹88,000 per month.

Author Profile

Kuldeep Singh Chundawat

My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.

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