5 Cars With 5-Star Safety Ratings You Can Buy Under ₹10 Lakh

Updated: 20-06-2025, 04.54 PM

Looking for a new car under ₹10 lakh where safety is the top priority? You’re in the right place. On India’s unpredictable roads — full of potholes, traffic, and unpredictable driving conditions — investing in a safe car is not just wise but essential. Fortunately, there are now several affordable models with 5-star Global NCAP safety ratings that offer real peace of mind.

Here’s a look at five top-rated cars that combine affordability with crash-tested safety:

1. Tata Punch

Tata’s commitment to safety is well known, and the Tata Punch continues this legacy with a 5-star Global NCAP rating. Built on the robust ALFA-ARC platform, it offers outstanding structural integrity and intelligent safety tech.

Key features:
✅ Dual airbags
✅ Brake sway control
✅ Corner stability control
✅ Rain-sensing wipers
✅ Auto headlamps

With these features, Punch is a top pick for buyers seeking an affordable, rugged SUV with excellent crash safety.

2. Tata Altroz

Another 5-star offering from Tata, the Altroz blends style, safety, and practicality. For buyers in the premium hatchback segment, Altroz sets a new benchmark in occupant protection.

Key features:
✅ Dual airbags
✅ ABS with EBD
✅ ISOFIX child seat anchors
✅ Reverse parking camera

City commuters and highway cruisers alike will appreciate the Altroz’s well-rounded safety credentials.

3. Tata Nexon

The first Indian vehicle to achieve a 5-star Global NCAP rating, Tata Nexon remains a leader in compact SUV safety. Even in the base trims under ₹10 lakh, Nexon delivers a host of advanced safety features.

Key features:
✅ 6 airbags (in newer variants)
✅ Electronic Stability Program (ESP)
✅ Traction control
✅ Hill hold control
✅ ISOFIX mounts

If you’re in the market for a compact SUV with top-tier safety, Nexon should be high on your list.

4. Tata Tiago

While priced at the more affordable end, Tata Tiago still delivers impressive occupant protection with a 4-star Global NCAP rating — exceptional for the budget hatchback segment.

Key features:
✅ Dual airbags
✅ ABS with EBD
✅ Corner stability control
✅ Impact-sensing door unlock

For budget-conscious buyers, Tiago offers outstanding value without compromising on core safety.

5. Maruti Suzuki Dzire (2024)

Maruti Suzuki’s popular Dzire compact sedan has taken a big leap in safety, now earning a 5-star safety rating in 2024 with a significantly enhanced safety package.

Key features:
✅ 6 airbags (standard)
✅ ESP (Electronic Stability Program)
✅ Emergency Brake Assist (EBA)
✅ ABS with EBD
✅ Engine immobilizer

The Dzire is now not just fuel-efficient and stylish, but also one of the safest sedans under ₹10 lakh.

Conclusion

With growing awareness around car safety in India, buyers no longer have to sacrifice safety to stay within a ₹10 lakh budget. Whether you want an SUV, hatchback, or sedan, these 5 models prove that strong safety ratings are now accessible to every customer.

Before making a decision, be sure to check variant-specific safety features, as higher trims often include additional airbags and driver-assist technologies.

Author Profile

Kuldeep Singh Chundawat: My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.